The end of the year is full of activities. Family, school, and work obligations can keep you running constantly, without the time to consider other important things — such as whether you have used all of the health care and dental plan benefits covered by your insurance.
Are insurance concerns not high on your holiday list? They probably aren't, but you could be wasting money by not reviewing your insurance usage before the holiday madness starts in earnest.
There is one final reason you may need to use up your health insurance and dental benefits before the end of the year — if you have not been to the doctor or dentist at all. Failing to be pre-emptive with your health is the same as failing to be pre-emptive with your finances. Nothing good ever happens in that case.
In short, take care of yourself and use all the health care and dental benefits available to you. That is just plain common sense.
This article was provided by our partners at MoneyTips.