Home Insurance

Here are five life-changing things that should make you reevaluate your insurance:1.In fact, several car insurance companies have driver bundle deals, which get cheaper by adding other cars or a spouse to the equation.

The bill proposes to change how much flood insurance homeowners are required to purchase from a Massachusetts lender.The bill was created with intentions to combat rising flood insurance premiums as outlined in the Flood Insurance Reform Act of 2012, which resulted in shockingly high premium prices in certain areas of the U.

Follow this guide for building a fire escape plan with the members of your household.Have a planDiscussing a strategy for escaping a house fire will help your family maneuver through the panic of a real-life emergency.

In addition, you'll want to form a working relationship with your prospective insurance agent that goes beyond numbers and conversations on the phone.Research competitive ratesWhen the time comes for an insurance agent to make you an offer on insurance premiums, you'll have to know whether you're getting a good deal or not.

The thunderstorms moving across the Caribbean Sea will likely turn into Tropical Storm Cristobal by early next week, Bloomberg reported.There's also a possibility it'll be upgraded from a tropical storm to a hurricane.

While low on the Richter scale, these quakes can cause damage to homes - destruction that may or may not be covered by the owner's home insurance policy.Many home insurance policies specifically exclude earthquakes and coverage must be added separately if homeowners want protection.

Under a standard home insurance policy, there are many things that are covered relating to your home.Large damages resulting from house fires or home invasions should be addressed and handled accordingly with your insurance provider.

If you're a homeowner who lives near a coastline, you should consider hurricane insurance and check to see which discounts you may be eligible for.Some common wind-resistant features include roofs with tie-downs to the walls and walls with tie-downs to a home's foundation.

In some cases, renovation may be needed for more than visual purposes, such as if your home is out of date with inspection codes and safety measures.There are several mistakes that one could make along the way, which can lead to disastrous results.

Check out these five careers that are homeowners insurance tax deductible.When you file for a home office deduction, you are able to deduct some housing expenses, including your homeowners insurance premiums.

Some might think they don't need homeowners insurance because they don't think their stuff is valuable.More than likely, you will need homeowners insurance to avoid financial disaster in an event like a fire.

After recently being named the state with the highest homeowners insurance premiums, those who own a second home in Florida will be subject to a flood insurance price hike.Sun Sentinel pointed out that from 1978 through the end of 2014, Florida accounted for 37 percent of all policies written by the National Flood Insurance Program.

But with being able to tackle your daily chores, you probably want your phone to help you run your home a bit more efficiently.With the ability to control the appliances of your home with your phone, you may never have to leave your bed.

The results of Fannie Mae's March 2014 National Housing Survey revealed that while the housing market faces hurdles, this spring is well-positioned to show gains as consumers are generally optimistic.The housing market typically improves during the spring as more buyers are out searching for homes.

Most Americans have some sort of homeowners insurance policy in order to protect their most valuable asset: The home.However, there is a limit on what is usually covered with insurance policies that some homeowners might not be aware of.

When it comes to homeowners insurance, your score can have a significant impact on your premium rate.com, homeowners with poor credit scores pay up to 91 percent more for a homeowners insurance policy compared to those with good credit.

If the past 10 years have taught insurance companies anything, it's that risk assessment strategies constantly need to be revisited and adjusted.No longer is it safe to assume one part of the country is immune to hurricanes, as Superstorm Sandy proved, or that weather patterns will reliably move as predicted.

, and the findings were unanimous: It is cheaper to buy a home than rent.On average it's 38 percent cheaper in the long run to buy a home.

Your home insurance may be more necessary in the winter because of the many hazards associated with colder temperatures.If there are any damages or accidents related to your home, then you'll probably have to file an insurance claim.

Buying home insurance for the first time is a process full of questions and unknowns.Under the most basic coverage option for homeowners insurance, you'll be paid back the cash value of the damaged structure of your home and the items inside of it.